高息貸、暴力催收,萬惠及貸問題頻出
實(shí)際上,根據(jù)和訊網(wǎng)調(diào)查發(fā)現(xiàn),及貸不僅是在校園貸出現(xiàn)了問題,在非學(xué)生的用戶群體也屢次發(fā)生高息、暴力收稅、陰陽合同等違規(guī)行為。
據(jù)梁女士表示,她在“及貸”貸款34500元,共12期,每期還3735.43元,已還4期(共已還14941.72元),但帳戶卻顯示還要還29883.44元),利率已超國家規(guī)定的利率的百分之七百。
另一位蔣先生投訴稱,他于2019年6月1日在及貸APP上借款7000元整,分6期償還,當(dāng)時看不到任何合同內(nèi)容,放款之后才看到每月還款金額,經(jīng)過蔣先生的核算,他發(fā)現(xiàn)借7000元六個月要還利息2465.99元。
消費(fèi)者對及貸的投訴還遠(yuǎn)不止此,另有大量用戶投訴及貸存在暴力催收的現(xiàn)象。
及貸用戶謝女士投訴道,“已經(jīng)跟其解釋、現(xiàn)在破產(chǎn)、遇到了問題。別人騙了現(xiàn)在沒錢,自己身體也出現(xiàn)了問題,情況比較困難。他們還不聽,一直威脅我要一一發(fā)短信讓所有的親朋好友知道,影響我的聲譽(yù)?!?/span>
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