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被欺騙使用汽車(chē)金融
值得注意的是，錄音除了透露出奔馳4s店在處理過(guò)程中的毫無(wú)誠(chéng)意外，其中一段有關(guān)汽車(chē)金融的談話引起了市場(chǎng)關(guān)注。女車(chē)主認(rèn)為，自己在整個(gè)購(gòu)車(chē)過(guò)程中遭到了銷售人員的欺騙。
女車(chē)主表示，自己有能力全款購(gòu)買(mǎi)這輛車(chē)，但4S店銷售人員卻讓女車(chē)主做奔馳金融貸款，并表示利息低。盡管女車(chē)主不想貸款，銷售人員卻各種引誘女車(chē)主辦理貸款服務(wù)，而且在購(gòu)買(mǎi)金融服務(wù)之前，銷售人員并沒(méi)有向女車(chē)主說(shuō)明有汽車(chē)金融服務(wù)費(fèi)這一項(xiàng)。
在付款當(dāng)天，銷售人員先讓女車(chē)主前往財(cái)務(wù)處付了首付、買(mǎi)保險(xiǎn)，之后帶女車(chē)主去做奔馳金融服務(wù)確認(rèn)……在一系列過(guò)程中，女車(chē)主都予以確認(rèn)。
但最后，為女車(chē)主做金融服務(wù)確認(rèn)的工作人員表示，需要再支付一萬(wàn)多元的費(fèi)用。并且，這筆費(fèi)用并不是在4S店財(cái)務(wù)處支付，而是通過(guò)掃描個(gè)人二維碼支付，且不可以使用信用卡。
女車(chē)主質(zhì)疑稱，自己并沒(méi)有享受到任何服務(wù)，辦理貸款的一系列手續(xù)也都是自己操辦，為什么要支付這筆費(fèi)用？
事實(shí)上，“汽車(chē)金融服務(wù)費(fèi)”亂象早出現(xiàn)在汽車(chē)行業(yè)中。
《金融報(bào)》記者調(diào)查發(fā)現(xiàn)，絕大多數(shù)4S店都會(huì)誘導(dǎo)消費(fèi)者使用汽車(chē)金融，甚至強(qiáng)迫顧客辦理貸款并收取金融服務(wù)費(fèi)，個(gè)別4S店甚至對(duì)銷售人員做出了“顧客全款買(mǎi)車(chē)罰錢(qián)”的規(guī)定。
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